White decorative script monogram with the letters S and P on a teal background.

Home grown coverage for all life’s needs.

Coverage you can rely on.

Service you will remember.

A black and white crest featuring a pine tree with three stars above it on the left, a stylized monogram 'SP' on the top right, and the word 'NASH TEN' on the bottom right.

Sawyer Penn is a property and casualty insurance agency, protecting what matters most—with a grounded approach you can trust, second-generation expertise, and hospitality you can count on.

What sets Sawyer Penn apart?

We’re building our agency around three things: Expertise you can trust. People you’ll enjoy working with. And efficiency that makes insurance easy.

Expert Guidance
We bring years of combined experience to help protect what matters most.

Warm, Helpful Service
You’ll always be met with a smile and a solution.

Effortless Efficiency
We use smart systems and clear communication to save you time and hassle.

Our Services

  • Skyline at dusk with multiple construction cranes over buildings under construction.

    Commercial Insurance

    We specialize in protecting businesses of all sizes with tailored insurance solutions that match your industry, goals, and risk profile. From general liability and property coverage to workers comp and specialty programs, we help ensure your business is protected at every stage—with options like captive insurance for those seeking more control and cost-efficiency. Whether you're building, managing, or growing a business, our personalized approach ensures your coverage aligns with your specific needs. We offer strategic solutions, including captive options, for those seeking greater control and long-term value.

  • A woman and two young girls sitting inside the open trunk of a black SUV, parked in a wooded area. One girl is smiling and lying on the ground, while the other girl is looking down and adjusting her dress. There is a hammock tied between two trees nearby. The scene is bright and sunny, with lush greenery and trees surrounding the area.

    Personal Insurance

    We offer personalized protection for what matters most—your home, vehicles, and lifestyle—so you can live with confidence and peace of mind. From homeowners and auto coverage to umbrella policies and rental property protection, we tailor each plan to fit your unique needs. Whether you're safeguarding your primary residence or managing investment properties, our goal is to simplify insurance while delivering comprehensive, reliable coverage.

  • Three men engaged in conversation outside at night, two dressed in suits, one in a casual jacket, in a well-lit urban area.

    Surety Bonds

    Sawyer Penn provides reliable surety bond solutions—whether you're securing contracts, meeting licensing requirements, or fulfilling legal obligations. From commercial surety bonds for compliance and permitting to contract bonds that guarantee performance and payment on construction projects, we deliver dependable solutions that help you build trust and stay competitive.

  • A man lying on the floor playing with his young daughter who is lying across his chest, both smiling and having fun.

    Life Insurance

    We offer a full range of life insurance solutions designed to provide financial support when it’s needed most. Whether you’re planning for your family’s future or putting coverage in place for a business partner, key employee, or buy-sell agreement, we help you make thoughtful, informed decisions. Our team is here to guide you through every step, making the process clear and straightforward.

Parks Pennington, smiling, wearing a blue checked blazer and white shirt, standing against a gray background.

Hi, my name’s

Parks Pennington

Sawyer Penn was born from legacy—but built through experience. Founder and CEO Parks Pennington grew up in Dyersburg, Tennessee, in a family rooted in the insurance business. From an early age, he learned the importance of taking care of clients and operating with honesty, integrity, and care—values that still guide the way we work today.

Now, we’re building something of our own: Sawyer Penn, named after his daughter and inspired by a commitment to family, faith, and doing things the right way. With a relationship-first approach, Sawyer Penn is here to protect what matters most with honesty, integrity, and trust that’s earned.

This isn’t just insurance. It’s our legacy. And it’s just getting started.